Private Real Estate Financing Built Around the Deal.
JumpStart Private Lending provides business-purpose financing for real estate investors, rehabbers, builders and developers throughout Florida. Our loan programs are structured around what you are buying, what needs to happen to the property, how value is being created and how the investment is expected to exit.
What Types of Real Estate Loans Does JumpStart Offer?
JumpStart offers business-purpose financing for a range of real estate investment strategies, including fix-and-flip projects, bridge transactions, DSCR rental properties, ground-up construction, multifamily investments, rental-property financing and build-to-rent projects.
The right loan depends on the property, current condition, investment plan, timeline, borrower experience, income strategy, available equity and expected exit. Rather than starting with a product name, we start by understanding the deal.
Choose the Financing Path That Matches the Investment.
Each program below serves a different investment objective. Explore the dedicated program page for deeper information about fit, use cases and the financing process.
Florida Fix & Flip Loans
Financing for investors acquiring properties that need renovation, repositioning or value-add improvements before resale or refinance.
Florida Bridge Loans
Short-term real estate financing designed to bridge an acquisition, renovation, lease-up, refinance, sale or other transitional event.
Florida DSCR Loans
Rental-property financing where the economics of the investment property and its ability to support debt service are central to the analysis.
Florida Ground-Up Construction Loans
Financing for qualified builders, developers and investors constructing new investment properties from the ground up.
Florida Multifamily Loans
Financing for qualified investment properties with multiple units, including applicable small-balance multifamily acquisition, renovation and stabilization scenarios.
Florida Rental Property Loans
Financing for investors acquiring, refinancing or holding residential investment properties intended to generate rental income.
Florida Build-to-Rent Loans
Financing for investors and developers building residential properties intended to become rental inventory rather than being sold immediately after completion.
Which Loan Type May Fit Your Real Estate Deal?
Loan names matter less than the investment objective behind them. These are common starting points, not automatic approvals or underwriting commitments.
We Look Beyond the Loan Amount to the Deal Behind It.
JumpStart is backed by real estate investors with more than 20 years of firsthand Florida investment experience. That means we understand why acquisition basis, construction or renovation scope, carrying costs, marketability, rental economics, value creation and exit strategy matter to the transaction.
Different programs emphasize different underwriting factors, but the goal is the same: understand the property, understand the project and understand how the investment is expected to work.
Learn About JumpStart's Investor Perspective →- Property type, location and current condition
- Purchase price or existing basis
- Renovation or construction scope where applicable
- Borrower experience and execution plan
- Current value, projected value or rental economics
- Available equity and overall capital structure
- Timeline and intended exit strategy
Final terms, eligibility and required documentation depend on the specific loan program and transaction.
What Happens After You Submit a Real Estate Deal?
The first step is not choosing a dropdown from a long list of loan products. It is giving us enough information to understand the transaction and identify the financing path that may fit.
Submit the Deal
Tell us what you are buying, building, renovating, refinancing or holding.
Review the Investment
We review the property, requested financing, strategy, relevant experience and expected exit.
Identify Program Fit
We determine which available financing structure may align with the transaction.
Move Toward Closing
Qualified transactions proceed through documentation, underwriting, closing requirements and funding.
Florida Real Estate Loan Program Questions
What is the difference between a bridge loan and a fix-and-flip loan?
Both may provide short-term business-purpose real estate financing, but a fix-and-flip loan is generally associated with an acquisition and renovation strategy, while bridge financing can cover a broader range of transitional situations such as acquisition timing, stabilization, lease-up, refinance or sale.
What type of loan is commonly used for a rental property?
Investors planning to hold a property for rental income may consider DSCR or other rental-property financing. The appropriate structure depends on the property's income profile, condition, borrower, transaction and long-term strategy.
Can JumpStart finance renovation or construction projects?
JumpStart offers financing paths for qualified renovation, fix-and-flip and ground-up construction transactions. Project scope, budget, experience, property economics and exit strategy are important parts of the review.
Do I need to know which loan program I want before submitting a deal?
No. You can start by submitting the property and investment strategy. JumpStart can then review the transaction and determine which available financing path may be appropriate.
Are JumpStart loans for owner-occupied homes?
JumpStart focuses on business-purpose real estate financing for investors, rehabbers, builders and developers rather than personal, family or household-purpose borrowing.
Does JumpStart lend throughout Florida?
JumpStart provides business-purpose real estate financing across Florida's major investment markets, including South Florida, the Treasure Coast, Space Coast, Central Florida, Tampa Bay, Jacksonville and Southwest Florida, subject to program eligibility.
Start With the Property. We'll Start With the Deal.
Submit the investment, project and financing request so our team can review which available loan program may fit.